It’s amazing, the things I’m learning from this whole home-buying experience.
It’s also amazing – and kinda disheartening – the extent to which my view that “Too little, out there, is rooted in logic” is being confirmed. Sigh.
So, we’ve been trying to find a company for home owners’ insurance. Our lack of happiness with our current home renter’s / auto insurance company was recently punctuated with their refusal to even quote for insuring the new house, so it looks like we’ll be moving on.
Problem is, apparently it is MUCH more difficult to insure a house than we were counting on. Let me explain. (more…)
I’m supposed to be working right now. I procrastinate on the best of days… but this whole house purchase has made my ADD-addled attention span even worse. SO… I’m gonna share my livingroom / dining rooms pics and plans with you!
First off, here is what we are starting with:
The room in the foreground will be the dining room, the room towards the back of the photo will be the living room.
As I look through the huge stack of papers related to buying our house – budgets, receipts, color swatches, contracts… and as I realize how EVERYTHING in our life has come to revolve around this move – it strikes me. Buying a house is an awful lot like planning a wedding. Actually, in a lot of cases, it’s a similar amount of money being spent. (I know, it’s gross.). Hear me out!
10 days from today, we close on a house. It’s my first time buying one, and… wow. Just… wow.
A quick background: We’ve been renting forEVER. We’d found an amazing house that a friend was selling. It was several hundred/month more than we’d budgeted for rent, but he’d rent it to us til we were able to buy it from him. HUGE gorgeous house… but we were living month to month, hand to mouth.
When I slowed significantly on taking cake orders in order to write my books & transition to the next stage in what I wanted to do, our income took a huge hit. We knew it would happen, of course… but we also knew that the hard times would be worth it in the end.
Very recently, we came to acknowledge that there was no way we could continue to live here. We’d never get ahead, we’d never be able to save for a down payment… and the stress was no good for anyone. It was just too much house for a couple that had one member adopt a “starving artist” period of transition.
The house next door is what started the ball rolling. It went up for $100k. Wow. That’s about a third of what the buying price on our house is. Husband noticed, came home, and floated the idea of buying it.